|
NASE Survey Results Topics that Are Important to Small-Business Owners Here’s a snapshot of how micro-business owners feel about the hot topics of the day.
View all NASE news
Have You Ever Gone Without Health Insurance? (Feb 2009)
| Respondents: 242 | | Currently, 46 million Americans have no health insurance, with 60 percent of
uninsured Americans representing owners, employees or dependents of those
working in small business. With the economy continuing to decline,
micro-business owners like you are making tough choices about how to keep their
business afloat. Some are dropping health coverage due to the added cost burden.
Please take this short member survey to assist us on determining how this
impacts you and your business. | | | 1. Do you currently have health insurance? | 74% | Yes | | 25% | No | | 01% | Do Not Know | | | | 2. If no, what is the chief reason you do not have health coverage?
(Choose only one) | 29% | Cost/affordability | | 01% | A lack of quality health insurance plans or providers in my area | | 01% | Too difficult to deal with the paperwork and administrative burden of health
insurance | | 02% | Do not know where to find health insurance coverage | | 00% | Do not think I need coverage at this time | | 08% | Other | | 58% | No opinion | | | | 3. Have you been uninsured at any point in time? | 71% | Yes | | 27% | No | | 02% | Do Not Know | | | | 4. What best describes the chief reason you were uninsured? (Choose only
ONE) | 18% | Unemployed/Between jobs | | 44% | Unable to afford health insurance premiums | | 05% | Illness/ Health problem that prohibited you from obtaining
coverage | | 00% | Spouse or family member health coverage did not cover dependents | | 02% | Did not know how to get health coverage | | 04% | Did not think I needed coverage at the time | | 03% | Other | | 24% | No opinion | | | | 5. Which of the following below would MOST encourage you to purchase
health insurance? (Choose only ONE) | 02% | Our nation’s economy improved | | 08% | My business revenue significantly increased | | 41% | Insurance premium costs decreased and became more affordable | | 02% | Insurance plans became less of an administrative burden | | 06% | I could receive government subsidy such as a tax credit to assist with the
majority of my insurance costs | | 04% | I had more health coverage options in my state or nationally through a
government-sponsored health plan | | 11% | I could obtain insurance regardless of my health status (no more
underwriting) | | 26% | No opinion | | | | 6. Which of the following below would LEAST encourage you to purchase
health insurance? (Choose only ONE) | 17% | Our nation’s economy improved | | 03% | My business revenue significantly increased | | 02% | Insurance premium costs decreased and became more affordable | | 09% | Insurance plans became less of an administrative burden | | 05% | I could receive government subsidy such as a tax credit to assist with at
least half (50%) of my insurance premium costs | | 11% | I had more health coverage options in my state or nationally through a
government-sponsored health plan | | 07% | I could obtain insurance regardless of my health status (no more
underwriting) | | 46% | No opinion | |
Survey Results
- Self-Employed and the Economy
The nation’s smallest businesses are still feeling negative effects of the economy, including cash flow issues for business and family, according to a new survey by the National Association for the Self-Employed (NASE). Three-quarters of the self-employed and micro-businesses owners say their company provides the main source of income in their household.
- Can You Keep Your Health Plan Once the Health Reform Law Kicks In?
One big promise made during the reform debate was that you will be able to keep the health plan you currently have, if you like it. To follow up on this promise, the Administration recently issues new regulations on "grandfathered" or existing health plans. The NASE recently conducted a survey of micro-business owners to determine their perspective on these rules and whether they think they will be able to keep their existing health plan post-reform.
- U.S. Energy Policy (June 2010)
Whether you open a local or national newspaper or turn on the TV or radio, we cannot escape the daily news coverage of our nation's worst oil spill which continues to rage on in the Gulf. In light of this environmental disaster, the NASE sought the opinion of its membership on U.S. energy policy and what key proposals should be the focus of policymakers.
- Increased Tax Regulation on Small Business (May 2010)
Many of the nation’s entrepreneurs are about to become more familiar with the IRS. According to a new law set to go into effect in 2012, business owners must report annually every payment for goods or services over $600, utilizing IRS Form 1099. A new survey by the National Association for the Self-Employed (NASE) found that the average self-employed and micro-business (those with fewer than 10 employees) currently issues two Form 1099 per year. Under the new law, the same business will have to issue roughly 27 reports, mostly to large corporations.
- The Clock is Ticking on Health Reform: What Do You Think? (March 2010)
Companies with fewer than 10 employees – micro-businesses – are asking Congress to keep in mind that a big part of being able to create jobs and grow their companies depends largely on their ability to pay for health coverage. Self-employed business owners say that access and choice of providers/benefits is less important to their businesses than lower bottom line costs. With the clock ticking on a final vote in Congress on health reform, the online poll conducted by the National Association for the Self-Employed (NASE) received over 1,200 responses regarding the concerns of the self-employed about health reform.
|
|